Business Stability Index | Free business health score

Your figures, latest closed year

Owner's equity*

Total liabilities*

Total debt*

Short term liabilities*

Current assets*

Inventory*

EBITDA*

Revenue*

Cost of sales*

Interest paid*

Owner's equity

Total liabilities

Total debt

Short term liabilities

Current assets

Inventory

EBITDA

Revenue

Cost of sales

Interest paid

Owner's equity

Total liabilities

Total debt

Short term liabilities

Current assets

Inventory

EBITDA

Revenue

Cost of sales

Interest paid

Where to send the report

Company

Your name

Email

Phone

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Inside it: your score out of 100, the seven indicators behind it, and the written analysis of what the figures mean. It usually lands within a minute. If it does not, check the spam folder.

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Example report

This is what arrives in your inbox.

A made up company, so you can see the shape of it before you spend the five minutes.

Example

62

out of 100

B

Written analysis

Adequate, worth monitoring closely

The business is trading profitably and the margin is holding, but almost all of the profit is being absorbed before it reaches the bank. Debt sits at close to four times EBITDA, which is manageable while trading is steady and uncomfortable the moment it is not. The clearest strength is capital: the owners have left enough in the business for it to absorb a difficult year. The clearest weakness is liquidity, where cover of short term obligations is thin once stock is excluded. If one thing changes this quarter, make it stock. Bringing inventory back in line with sales would release cash without touching price, and would lift two of the seven indicators at once.

Capital strength

80

37.5%

Debt pressure

60

3.98x EBITDA

Profitability

60

9.3%

Liquidity

40

0.77

Illustrative figures for a company that does not exist. Your own report uses only the numbers you enter.

The scale

How the score is read.

The weighted score converts to a rating from AA down to H. The bands are fixed, so the same figures always produce the same rating, and this year can be compared with the same business a year earlier.

Score	Rating	What it means
92 - 100	AA	Excellent financial health, very low risk
82 - 91	A	Very strong position, low risk
72 - 81	BB	Stable, with areas to monitor
62 - 71	B	Adequate, worth monitoring closely
52 - 61	C	Under some pressure
42 - 51	D	Under significant pressure
32 - 41	E	Vulnerable, action required
22 - 31	F	High risk, act now
12 - 21	G	Critical situation
0 - 11	H	Severe, needs immediate attention

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